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What is CHORE?
CHORE is a Coalition of Home Owners for Rights and Education.
Chore is a volunteer organization dedicated to informing, educating
and supporting homeowners residing in restricted communities.
CHORE welcomes Board Members and Management.
Only together can we make a difference!
WHO ARE WE?
A group committed to working on behalf of all homeowners residing
within any homeowners association or other restricted community.
WHY WERE WE ORGANIZED?
To unite various individuals, advocacy and activist groups under one
umbrella for the purpose of presenting a singular unified voice to preserve,
protect and enhance homeowner rights through enactment of legislation.
WHAT IS OUR GOAL?
The goal of CHORE is to identify practical alternatives and solutions to solve
HOA problems,
return rights to the homeowner and educate the homeowner about
“What it really means to Buy and live in an HOA”.
DID YOU KNOW EVERY HOA HOME HAS A LIEN ON IT?
The law allows every homeowner a $150,000 Homestead Exemption that protects
homeowners from losing their homes due to unforeseen financial difficulties.
NOT TRUE in HOAs.
This is never disclosed to you, the buyer that
you sign away the right to the
automatic $150,000 Homestead Exemption granted by statute to homebuyers.
Every unit purchased in a Homeowner Association automatically has a lien at
close of escrow.
Inexperienced HOA Boards and unlicensed Management companies may foreclose on
homes for non-payment of assessments, fines, and fees. Without providing the
homeowner prior notice or right to a fair and impartial hearing, Homeowner
Associations and management companies may add attorney fees and other costs to
foreclosure lien thus creating a loss of home equity before the homeowner can
adjudicate.
There is little recourse for homeowners except to pay the fines and fees or
hire an attorney to fight for their rights. Legal issues can cost into the tens
of thousands of dollars that the average homeowner may not be able to afford.
WHY IS CHORE NEEDED?
The power of associations, HOA boards, their management companies and their
legal representatives are often misused. Even the homeowner who timely pays
association dues/assessments and who have no violations are routinely harassed
and victimized.
CHORE assists homeowners in understanding their rights through information,
education and involvement.
Many purchasers in restricted communities never read the CC&Rs or By-Laws
of the association. Homeowners may not be aware these rules may have changed
since they purchased their units, some even change before the ink dries on your
escrow.
Unfortunately some simply assume the basics and are unaware of trouble until it
is too late.
READ THOSE DOCUMENTS!!!
DEMAND FROM YOUR REALTOR INFORMATION ABOUT THE HOA!!
CHORE fights for YOU, The Homeowner!
If you are having problems with your HOA, or if you are concerned about the
loss of your rights in an HOA, CHORE can help. Through experience and expertise
CHORE members offer information, education and support.
Becoming a member of CHORE is easy
Simply email your address to AZ-CHORE-subscribe@yahoogroups.com.
Membership in CHORE is FREE! The only thing we expect is HELP!
DID YOU KNOW…?
Arizona has over 10,000 Homeowner Associations (HOAS) with over one million
homeowners living in them.
HOAS are private corporations operating much like governments but without
checks and balances.
HOAS, community association boards and management companies are unregulated,
unlicensed and often untrained.
No government enforcement is in place to protect homeowners from poor
management, or boards who violate statutes or Covenants, Conditions and
Restrictions (CC&Rs).
The office of the Attorney General will not assist a homeowner in an HOA
dispute.
There is no enforcement currently in place to protect homeowners from
uninformed or abusive association boards and management companies who violate
their governing documents and state statutes.
Regardless of when a homeowner actually obtains a copy of any CC&Rs,
By-laws, Rules/Regulations, from a HOA, when the escrow closes on the property
the homeowner is legally bound to uphold and live within the rules contained in
each of these documents, whether the documents were provided before, during, or
after the sale.
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